What does a SIM card consist of and why is it smarter than it seems?

What is this all for?
I'm not at all worried about the situation with SIM cards, I just don't want to listen to strange excuses every time. Why do consultants talk about mythical demagnetization, and not about the limited resources of the chip? Easier to explain?

True, there are also those who accuse operators of deliberately disabling old cards, saying they cannot be connected to such cards unnoticed, but the operating system of modern SIM cards allows this to be done.

What if this is true?

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